Home Realestate What is a Patio Home? A House Without a Patio

What is a Patio Home? A House Without a Patio

by Enochadmin

If you hear the time period “patio house” the image of a house with a big entrance patio could immediately come to thoughts. However that’s not what a patio house is. On the floor, patio houses look extra like a apartment, row house, or townhouse, however they’re not fairly any of these house types both.

In actuality, patio houses are small single household houses which might be sometimes extra reasonably priced and decrease upkeep. So whether or not you’re shifting out of your condominium in Seattle, WA and seeking to purchase your first house or downsizing within the suburbs, there are many the explanation why you might need to contemplate a patio house. We’ll define the professionals and cons and what to think about when in search of these houses, so you may determine if a patio house is best for you.

small garden home with desert like landscape out front

What’s a patio house?

Patio houses, typically referred to as “backyard houses,” “courtyard houses,” or “cluster houses,” are hooked up single-story or one-and-a-half-story homes. They usually have not less than one shared wall with neighboring houses, very like a row home. You might also hear this house fashion referred to as a “zero lot line,” which means that it has little to no yard, and is located proper subsequent to different houses. Zero lot line homes use much less land and optimize the variety of single household houses inbuilt an space.

They’re usually discovered close to golf programs or in devoted patio house communities slightly than as standalone homes. Sometimes, these communities have a owners affiliation (HOA) the place you pay month-to-month HOA dues. These dues cowl neighborhood or group upkeep of frequent areas like swimming pools, shared areas, landscaping, and so forth.

Recognition of patio houses

Patio houses grew to become in style throughout the Nineteen Seventies attributable to their zero-lot line and comparatively simple upkeep. Whereas usually discovered within the Northeast, yow will discover patio houses throughout the nation when you’ve received your sights set on considered one of these properties. This home fashion is usually in style for these in search of a smaller one-story house with out stairs or these downsizing from a bigger home. In the event you had been in search of these house options, you might simply discover that patio houses are on the prime of your checklist now.

white and brown townhomes on a street

What are the variations between patio houses, condos, and townhouses?

Patio houses could look considerably just like condos and townhouses, however the three differ barely. In the event you’re debating between these choices it’s vital to know their key variations.

Condos vs patio houses

Not like a apartment, townhomes and patio houses personal the bottom beneath their property. Which means you personal the entrance yard, walkways, and so forth. Proudly owning a apartment implies that you solely personal a part of the constructing itself, not the land beneath and round your own home. The apartment advanced often owns the lot, whereas a apartment proprietor owns the unit which incorporates the house’s exterior and inside.

Apartment house owners aren’t sometimes chargeable for the upkeep surrounding their house, comparable to landscaping or fence repairs, as they don’t personal that land. In a patio house, you’ll probably be in control of your landscaping and exterior upkeep except specified within the HOA phrases and circumstances. Moreover, you’ll have to fulfill upkeep requirements like driveway rules or guidelines relating to exterior decorations outlined in these HOA phrases.

Townhouses vs patio houses

The primary distinction between townhomes and patio houses is their format. Townhomes are sometimes two or extra tales whereas patio houses are one story, though some have extra half tales. Patio houses sometimes don’t have stairs and have a extra open flooring plan. However, townhomes have a number of tales with rooms unfold throughout every flooring.

Whereas townhomes could look greater in look, they’re usually related or the identical sq. footage as patio houses – the distinction is simply how the area is unfold out. Many townhomes have shared partitions like patio houses, so you may anticipate to have not less than one wall shared along with your neighbor.

Patio house format

Patio houses sometimes have an open idea residing area, which is usually a in style format for sure patrons. You’ll often discover a bigger front room and kitchen with an area for a eating room. Like ranch houses, there aren’t any stairs except your patio house has a further half-story attic or small basement.

If your own home has an attic or basement you may add your individual contact to the area whether or not you’re seeking to create a house workplace, cozy studying room, and even simply an additional storage space. Normally, patio houses have two to a few bedrooms, all of that are situated on the principle flooring.

three similar looking cluster homes on a street with a fence out front

Professionals and cons of a patio house

In the event you’re debating between a apartment, townhome, single-family house, or patio house, it’s vital to think about the professionals and cons of a patio house. These factors could aid you make the proper homebuying choice.

Professionals of a patio houses

Affordability: Patio houses are inclined to have a smaller price ticket, though that varies relying in your location and present housing market. This is usually a enormous benefit for potential owners in search of a extra reasonably priced pathway to homeownership.

Facilities: Patio house communities usually have facilities that different neighborhoods could not. These facilities can vary from communal swimming swimming pools, clubhouses, non-public parks, tennis courts, or gyms.

Much less upkeep: With a smaller house comes much less upkeep. Patio houses are sometimes smaller in sq. footage and have much less yard area, so you might spend much less time maintaining along with your indoor and out of doors cleansing and upkeep. Generally your owners affiliation can pay for landscaping and exterior upkeep like snow elimination, however this isn’t all the time the case.

Cons of a patio houses

Further bills: Patio house communities, very like apartment communities, have an HOA, which means you’ll probably should pay HOA charges regularly. Whereas these houses are sometimes extra reasonably priced, you’ll must think about these extra bills. They might price anyplace from $100-$300 a month.

Shut proximity to neighbors: As a result of their small heaps and shared partitions, you’ll be very near your neighbors. Which means you’re extra prone to hear noise out of your neighbors than when you had been residing on a bigger property.

Smaller house: In the event you’re in search of a big yard and spacious house, that’s not the case with a patio house. However this will not be a deal-breaker when you’re seeking to downsize or don’t want a lot area.

patio homes in a neighborhood with an additional half stories

Shopping for a patio house

There’s not that a lot of a distinction between shopping for a patio house or a single-family house, apartment, or townhouse – particularly in relation to getting a mortgage. If you’re pre-approved for a mortgage, your lender will examine your credit score, earnings, and different belongings, and allow you to know what mortgage varieties and the quantity you qualify for. From there you’ll be capable of decide your remaining price range.

One distinction to think about is house insurance coverage. Dwelling insurance coverage sometimes covers your own home, however once you share partitions along with your neighbors, what occurs in case your neighbor causes harm to your own home? In some circumstances, your HOA charges could embrace a little bit of house insurance coverage protection. You probably have the proper coverage, this shouldn’t trigger an excessive amount of concern, but it surely’s greatest to talk with an insurance coverage agent to grasp which insurance policies work greatest along with your wants.

How one can discover patio houses in your space

Patio houses are slightly harder to search out than condos or townhouses, however that doesn’t imply which you can’t discover one in your space. You may seek for houses which might be a single story, have quite a bit measurement underneath 2000 sq. toes, and owners associations.

In the event you’re able to search for a patio house of your individual, Redfin may help you discover one in your city. 

1. Go to Redfin.com and sort into the Search Bar both town’s title or the zip code (for instance, Jacksonville, FL) the place you’d like to start in search of a home. Press enter.

searching for homes in jacksonville fl

2. Close to the highest of the subsequent web page, on the proper aspect, you will note “All filters.” Click on on that. 

jacksonville homes for sale narrowing down features

3. Slender your search by deciding on the utmost variety of flooring, sq. toes, and HOA charges you need and press “See houses.” All houses along with your chosen standards inside the metropolis title or zip code you entered will populate the web page, and also you’ll be capable of start your search. 

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